General Casualty Insurance, Solutions for the Poor

For rich people who become victims of road accidents may not be difficult to pay for treatment at the hospital. However, for the poor became a problem because of economic difficulties, therefore, it should be any poor people get general casualty insurance.

During Eid ul Fitri 1432, the number of traffic accidents in Tanjung Balai Karimun, Karimun regency, Riau Islands (Kepri) province is quite a lot. Dozens of motor vehicle accidents occurred in several highway Tanjung Balai Karimun, even some accidents causing casualties died.

For injured victims were forced to be hospitalized and had to pay millions or tens of millions of dollars.

An accident victim, said Yusni spend around Rp10 million for medical expenses that seriously injured his leg in an accident at a red light intersection of Pertambangan Road in Tanjung Balai Karimun.

For the poor, she was forced to borrow money to her friends to pay medical expenses when hospitalized in Batam Authority Hospital.

''I am confused to make loan payments for medical treatment. However, I am relieved to know that accident victims get insurance from a general casualty insurance company,'' she said.

When she confirmed the large insurance money to be received from PT Asuransi Jasa Raharja, Yusni relieved with the insurance money he could pay the debt for medical expenses.

"General casualty insurance is the solution for the poor who suffered an accident on the highway,'' she said.

A policeman in Tanjung Balai Karimun, Eduardo said, general casualty insurance claims from PT Asuransi Jasa Raharja received after the accident victims medical expenses and submit receipts letter from police to the PT Asuransi Jasa Raharja.

"General accident insurance claims in PT Jasa Raharga maximum of Rp 10 million for the cost of treatment in the hospital,'' he said.

Accident victims from the poor do not need to worry, a motorcyclist in an accident will get the insurance fund as long as it does not hit a pedestrian or a single accident.

''When the motorist collisions with motorcycles, then get the insurance accident victims were motorcyclists,'' he said. (kepri online daily)